This is worth sharing
The following is an actual story told to me by a recent loan applicant:
Me: So why do you need two hundred and sixty two dollars?
Crazy Woman: Well the place told me my car needs a lot of work.
Me: I see. What kind of work?
Crazy Woman: Well...they said it needed everything. A complete oil change. Oil, filter..everything. And really I wouldn't be asking but things are really hard for me right now. I just had surgery for lung cancer*, so I'm sick, and my husband just up and left me for another woman and won't support me anymore and the judge says I can't sue him again for six months to try and get some money to make ends meet. On top of that I just had five consecutive people in my family die on me, one right after the other, from my mother to my sister. I know my credits' bad, but that's because my fiancee keeps going into the hospital and can't get himself straight, so he's not supporting me, and my husband won't either, and his wife won't even let him talk to me anymore. Oh, and when I was down in Milwaukee they stole my license plates, and my registration is up next month. But even that's not the worst of it. I have a daughter down in Texas, she's talking with the police and the detectives, she got raped in the hospital while she was in labor. But they made an arrest, so that's good, but I'm worried about her, and when you add all that stuff up and throw that on top of it things are tough.
Me: Wow.
Crazy Woman: So, can you help me out?
Me: No. No I can't.
* As we were talking I looked through her account history, and every week she spends roughly thirty dollars at "The Smoke Shop".
The moral of the story:
While I was in Madison, she talked to another loan officer and the loan department manager.
They gave her the money.
M. PotPie